Showing posts with label lending. Show all posts
Showing posts with label lending. Show all posts

Saturday, September 2, 2017

Exploring Toronto Neighbourhoods: Willowdale

Looking for a thriving, diverse neighbourhood centrally located that offers either an urban or suburban vibe? Look not further than North York’s Willowdale.

Where is Willowdale?  Comprised of three villages: Newtonbrook, Willowdale and Lansing, Willowdale runs on either side of the Yonge corridor north of Finch Avenue up to Steeles Avenue.  To the east, it is border by Bayview Village and to the west, by Bathurst Manor.

This area has changed significantly in the last few years.  Cadmium, business and retail development has increased along the Yonge corridor.  Comparing pictures taken in 1980 versus 2010 show demonstrate the impressive growth and ever-growing skyline. Single-family homes built prior to the 1960s are being redeveloped as much larger homes.  Landmarks in this area include: North Central Library, Mel Lastman Square, Toronto Center for the Arts, Gibson House, John Mckenzie House and the Holocaust Museum.

This area is becoming a transportation hub, linking to Toronto in the south via subway and cities and towns to the north, west and east via bus. TTC Subway Line 1, the Yonge-University line, runs in a north-south direction through the neighbourhood with Finch Station to the north and Sheppard station to the south.  Line 4, the Sheppard line, runs in an east-west direction from Sheppard station to the west and Don Mills Station to the east.  The 401 can be accessed from the neighbourhood via Bayview and Yonge exits.
I encourage you to catch out further what this fine Toronto neighbourhood has to offer you.

David Gharat
www.housecondopro.com

Tuesday, July 25, 2017

Your Home, Your Investment: Low Maintenance Gardening

Your Home, Your Investment: Low Maintenance Gardening

So you want a nice garden or yard where you can relax and entertain your family and friends but you don’t want to be a slave to keeping it looking up.  While there is no such thing as a no maintenance garden, you can look at a low maintenance landscaping plan that requires minimal effort to maintain. 
What is low maintenance landscaping?
A low maintenance landscape reduces the amount and frequency gardening activities.  The type and number of features and plants will determine the amount and frequency of watering, weeding, pruning, deadheading and dividing you will need to invest. The best plan will move the frequency of maintenance activities from daily or weekly to monthly or seasonally. As you plan a low maintenance garden, you will want to consider landscaping design features, plant selection and ongoing maintenance requirements. 
Landscaping Design Features
What design features will reduce the gardening activities I need to do weekly or daily?  As you plan and continuously improve your garden, consider the following design features:
1)   Outdoor Living Areas:  Add outdoor living areas such as patios and porches, to reduce the amount of green space that needs to be maintained.  It is critical that patios and walkways be built on a solid foundation and in a proper manner.  Otherwise, you will have unwanted weeds and ultimately increase your maintenance.
2)   Plant Areas/Flowerbeds: Establish plant areas or flowerbeds with edging, landscape fabric and mulch or river stone.  Avoid over-planting flowerbeds.  Plan for the mature width and height of plants. Over-crowding can negatively impact the appearance of your garden.
3)   Ground Cover:  Do not overlook a grass lawn as part of your design as ground cover.  It takes a lot of plants to cover the same space as a grass lawn. Gardens without grasses tend to be warmer. 
Plant Selection
As you establish your garden, it will be important to understand the lot conditions and select plants are compatible with those conditions and easy to maintain. Study the information on specific plants online or on labels attached to plants. Consider the following points.
1)   Light and Soil Conditions: Consider what areas are shady, sunny or partially shady or sunny and select plants accordingly. Know whether your soil is sandy or clay-like and select plants accordingly. 
2)   Drought-Resistant Plants: Select drought-resistant plants to reduce the need to water.  Here are some to consider: Grasses, Marigolds, Portulaca, Sedum, Cricks & Hens, Daylilies, Lavender, etc.  Please note that new plants will require more water until they are established. 
3)   Slow-Growing Foundation Plants: Select slow-growing foundation plants to reduce the need to prune and trim plants.  Limit pruning to 1-2 times per year.  Here are some plants to consider: Green Mountain Boxwood, Peonies, Draft Norway Spruce, Blue Fescue Grass, etc.
4)   Perennials: Select more perennials than annuals.  Perennials are planted once and come back year after year.  Perennials, once established, will have roots deep into the soil, reducing the need to water and the need to deadhead. Annuals need to be planted each year and will require more watering. 
Ongoing Maintenance Requirements 
Once you have designed your garden to fit your taste and burden level, you will want to look at preventative maintenance as a key part of your plan.  Here are some suggestions to help make the garden maintenance so much easier.
1)   Interlocking Stone: Apply polymer sand to the crevices of interlocking patios and walkway blocks to reduce the growth of weeds. 
2)   Flowerbed Mulch or Stone:  Replenish flowerbed mulch or stone annually, as needed.  This will prevent the growth of weeds and improve moisture retention of the soil.
3)   Pruning:  Plan to prune or trim your slow-growing foundation plants in the spring and/or fall according to their specific care. 
4)   Weeds and Moss:  Spray weeds and moss with vinegar.  This will not only look after the menace but also prevent future issues.
5)   Gardening Tools: Invest in the proper gardening tools to do the minimal work you need to do.  There is an L-shaped weeding tool you could not live without.
 Happy Gardening!

David Gharat

www.housecondopro.com

Monday, June 26, 2017

Your Home, Your Investment: Stay Cool with Central Air Conditioning!

Your Home, Your Investment:  Stay Cool with Central Air Conditioning!
Summers in Toronto are usually sunny, hot and humid.  Even though we love it, the high humidity, hot air temperatures and bright sunshine can sometimes combine to make an uncomfortable indoor environment. An air-conditioning system provides relief by lowering the air temperature and the humidity level your home.
There are a few options open to you and qualified HVAC Specialists can help you determine the system to cool your home.  Some options to consider include:  a room air conditioner (either window or wall-mounted), a central air conditioner or a heat pump.  A room air conditioner works if you are cooling 1-2 rooms.  A heat pump may be an option if you are looking for a new heating and cooling system. If you want to cool the entire space of 4 or more rooms and your home already has a furnace to heat your home, investing in central air conditioning may be the best option for you.
How does a central air conditioning system work?  Air conditioners, working in conjunction with your existing heating system, manufacture cool air by evaporating refrigerant such as Freon.  Basically ,there are coils both inside (for cold air) and outside (for warm air). The units contain a compressor to change Freon into hot, high-pressure gas that travels through the coils. As it does so, it loses its heat and becomes liquid; the liquid in turn goes through a valve and evaporates into cold, low-pressure gas. When it enters the coils, it absorbs the indoor heat and lowers the temperature.
What factors should you consider when selecting a Central Air Conditioning system? There are five factors you should consider when selecting a central air conditioning system: 1) Size, 2) Energy Efficiency, 3) Budget, 4) Manufacturer’s Brand and 5) Installation.  Let’s consider each factor in more detail.
1) Size: Determining the size of the system that best fits your home is key. Factors such as number of rooms, number of windows, ceiling heights external temperatures should be considered.
2) Energy Efficiency: Residential air conditioners use the SEER (Seasonal Energy Efficiency Rating) as a measure of their efficiency. This measure shows the number of British Thermal Units (BTU) of cold air provided for each watt of electricity.  Higher EER is more efficient and more expensive units.
3) Budget: There are two costs associated with installing a central air conditioning system: equipment cost and installation labour costs. To help reduce the costs of the system, ask about Manufacturer, Installation Vendor or Government of Ontario rebate programs.
4) Manufacturer’s Brand:  There are multiple air conditioning brands and each brand manufacturers different units to meet different needs. Warranties are pretty standard at 10-year parts and labour.
5) Installation:  After you determine the size, energy efficiency and budget, selecting the installation vendor may be your most important decision.  Good equipment can be installed improperly, creating short and long-term problems.  

David Gharat 
www.housecondopro.com